"Year","Quarter","Rate"
1996,1,.561
1996,2,.702
1996,3,.8
1996,4,.568
1997,1,.575
1997,2,.738
1997,3,.868
1997,4,.605
1998,1,.594
1998,2,.738
1998,3,.729
1998,4,.6
1999,1,.622
1999,2,.708
1999,3,.806
1999,4,.632
2000,1,.665
2000,2,.835
2000,3,.873
2000,4,.67